Terms & Conditions

Last Updated: March 23, 2026

Welcome to Northwest Payment Brokers, Inc. By accessing our website or using our services, you agree to be bound by these Terms & Conditions. Please read them carefully.

Acceptance of Terms

By visiting our website, submitting an inquiry, or applying for financing, you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions and our Privacy Policy. If you do not agree, please do not use our services.

Services Overview

Northwest Payment Brokers, Inc. is a direct business lender offering various financing solutions, including but not limited to:

All financing is subject to eligibility requirements, underwriting approval, and execution of formal loan agreements. The information provided on this website is for informational purposes only and does not constitute a binding offer or guarantee of financing.

Eligibility and Application

To apply for financing, you must:

We reserve the right to verify all information submitted and may request additional documentation during the application process.

SMS Terms & Conditions

Text Messaging Program: Northwest Payment Brokers, Inc. offers an optional SMS/text messaging program for customers who wish to receive updates, offers, and information about our financial products and services.

Consent to Receive Messages: By opting in to receive text messages, you expressly consent to receive recurring marketing and promotional SMS/MMS messages sent using an automated telephone dialing system (ATDS).

Message Frequency: Message frequency varies. You may receive up to 4 messages per month.

Costs: Message and data rates may apply. Standard messaging rates from your mobile carrier will apply to all SMS messages sent to or from us.

Opt-Out Instructions: Reply STOP to opt out at any time. After texting STOP, you will receive one final confirmation message, and no further messages will be sent unless you re-subscribe.

Help: Reply HELP for assistance or contact us at amy@northwest-payment-brokers.com.

Not a Condition of Purchase: Consent is NOT a condition of purchase or use of our services. You may apply for and receive financing from Northwest Payment Brokers without opting in to SMS communications.

Program Changes: We reserve the right to modify or discontinue the SMS program at any time with or without notice.

Carrier Disclaimer: Mobile carriers are not liable for delayed or undelivered messages. Supported carriers include AT&T, Verizon, T-Mobile, Sprint, and others. Check with your carrier for compatibility.

Use of Website

You agree to use our website only for lawful purposes. You may not:

Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of Northwest Payment Brokers, Inc. or its content suppliers and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, or create derivative works from any content without our express written permission.

Disclaimer of Warranties

Our website and services are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. We do not warrant that:

Limitation of Liability

To the fullest extent permitted by law, Northwest Payment Brokers, Inc. shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our website or services, even if we have been advised of the possibility of such damages.

Indemnification

You agree to indemnify, defend, and hold harmless Northwest Payment Brokers, Inc., its officers, directors, employees, and agents from any claims, liabilities, damages, losses, or expenses (including legal fees) arising out of or related to your use of our services, violation of these Terms, or infringement of any third-party rights.

Third-Party Links

Our website may contain links to third-party websites or services that are not owned or controlled by Northwest Payment Brokers, Inc. We are not responsible for the content, privacy policies, or practices of any third-party sites. We encourage you to review the terms and privacy policies of any third-party sites you visit.

Governing Law and Dispute Resolution

These Terms & Conditions are governed by and construed in accordance with the laws of the State of Washington, without regard to its conflict of law principles. Any disputes arising out of or related to these Terms shall be resolved through binding arbitration in Pierce County, Washington, in accordance with the rules of the American Arbitration Association.

Changes to These Terms

We reserve the right to modify these Terms & Conditions at any time. Any changes will be posted on this page with a revised "Last Updated" date. Your continued use of our website or services after any changes constitutes your acceptance of the new Terms.

Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

Entire Agreement

These Terms & Conditions, together with our Privacy Policy, constitute the entire agreement between you and Northwest Payment Brokers, Inc. regarding the use of our website and services.

Contact Us

If you have questions or concerns about these Terms & Conditions, please contact us:

Northwest Payment Brokers, Inc.
33400 9th Ave South Suite 208
Puyallup, WA 98373
Email: amy@northwest-payment-brokers.com